In two weeks I have to pay for my car. I applied with Capital One through Costco and I got 4.94% for 60 months interest. Has anybody gotten a lower interest rate, if so with whom?
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| Reply » Financing interest rates |
4.44%
from My credit Union (Vista FCU). Another bank offerd me the same but then freaked out when they found out it was an ED.
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My credit union (4.49%) also freaked out when I told them about ED. They suggested going with BMW and then once the car is back in the US refinance with the credit union.
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| Reply » Financing interest rates |
The Patelco credit union site indicates their current rate for auto loans up to 60 months is 4.2%.
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| Reply » Financing interest rates |
You do realize that financing at 4.2 versus 4.94 is going to save you a whopping $1000 on a $50K car over 60 months... 
Frankly, I would go with the one that causes you less headaches and makes things easier for you.
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Financing interest rates